BENEFIT’s results highlight its leadership in electronic payments and digital financial services in Bahrain, reflecting strong user and bank confidence, innovation-driven growth, and a commitment to supporting the country’s financial sector digital transformation and regional competitiveness.
BENEFIT, a leading innovator in fintech and electronic financial services in the Kingdom, reported strong growth in online payments processed through its Electronic Funds Transfer System (EFTS) across all channels, including banking platforms and the BenefitPay app. The system, covering Fawri, Fawri+, and Fawateer services, recorded a total of 494.0 million transactions in 2025, representing a 10.7% increase from 2024. The total transaction value reached BD 37.5 billion, up 12.6% from BD 33.3 billion the previous year.
Transactions executed through the BenefitPay app accounted for 466.0 million transactions valued at BD 10.2 billion, reflecting a 10.6% increase in volume and a 9.5% rise in value. This growth underscores the expanding role of BENEFIT’s digital ecosystem in driving the Kingdom’s fintech sector.
The total volume of Fawri+ transactions across all channels reached 467.9 million in 2025, up 11.3% from 420.3 million in 2024. The transaction value increased to BD 9.7 billion, a 13.6% rise. Fawri+ transactions via the BenefitPay app also increased by 11.1%, totaling 455.3 million transactions worth BD 8.7 billion.
Fawri transactions across all channels reached 14.3 million in 2025, an 8.3% increase, with a total value of approximately BD 26.4 billion, up 11.8% from 2024. Transactions conducted through the BenefitPay app saw a slight decline, with 507.6 thousand transactions valued at nearly BD 1.0 billion compared to 586.0 thousand transactions valued at BD 1.1 billion in 2024.
Fawateer transactions totaled 11.8 million on all channels, slightly down from 12.6 million in 2024, but with total value rising 20.4% to BD 1.4 billion. BenefitPay app transactions numbered 10.2 million, with value increasing 22% to BD 514.4 million.
BENEFIT’s electronic Know Your Customer (eKYC) platform recorded approximately 1.1 million verification processes in 2025, a 37.8% increase from 790.5 thousand in 2024. The Bahrain Credit Reference Bureau, operated by BENEFIT, issued 541.9 thousand credit reports, up 4% from 521.0 thousand in the previous year.
During 2025, BENEFIT launched the Business Account service, enabling single-owner commercial registration merchants to manage bank accounts and payments through BenefitPay. The Hadeya (E-gift) feature was introduced and received the Bahrain Digital Content Award. The daily transfer limit for Fawri+ was increased from BD 1,000 to BD 3,000, and Fawri settlement expanded to allow weekend and public holiday payments. BENEFIT also supported the Labour Market Regulatory Authority in developing the Wage Protection System.
The company received recognition as the Best Workplace for Digital Innovation during the eGovernment Excellence Awards 2025 and advanced national talent development through the fourth Masar training program and second cohort of the Ruwaad BENEFIT Leadership Programme.
BENEFIT’s results highlight its leadership in electronic payments and digital financial services in Bahrain, reflecting strong user and bank confidence, innovation-driven growth, and a commitment to supporting the country’s financial sector digital transformation and regional competitiveness.
